Prepayment Calculator Privacy Policy
Last Updated: January 2025
Introduction
Welcome to Prepayment Calculator (prepaymentcalc.online). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when using our prepayment calculation services.
Information Collection
We collect the following types of information:
- Loan calculation input data (loan amount, interest rate, term)
- Prepayment scenario parameters
- Device information (browser type, language preferences)
- Usage statistics (access time, frequency of use)
- IP address for security and analytics purposes
Information Usage
The collected information is used only for:
- Providing accurate loan and prepayment calculations
- Improving user experience and interface design
- Optimizing calculation algorithms and suggestions
- Analyzing usage patterns to improve services
- Generating anonymous usage statistics
Data Storage
- All calculation data is processed locally in your browser
- Your loan information is not permanently stored on our servers
- Calculation results are cleared when you close the page
- We may temporarily cache calculation requests for performance optimization
Third-Party Services
We use the following third-party services:
- Google Analytics (for understanding website usage)
- Content Delivery Networks (CDN) for faster loading
- Font and icon services These services may collect basic usage data but do not access your specific loan calculation information.
Cookie Usage
We use cookies to:
- Remember your language preferences
- Provide better user experience
- Track website visit statistics
- Optimize website performance
Data Security
We implement appropriate security measures to protect your information:
- SSL encryption for data transmission
- Secure server infrastructure
- Regular security audits and updates
- Limited access to personal data
User Rights
You have the right to:
- Clear all calculation data at any time
- Choose to reject cookies (may affect some features)
- Request information about data we may have collected
- Contact us regarding privacy concerns
Children's Privacy
Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
International Users
Our service is available globally. By using our service, you consent to the transfer of your information to our servers, which may be located in different countries.
Privacy Policy Updates
We may update this Privacy Policy from time to time. When we do, we will post the new version on the website and update the "Last Updated" date. Continued use of our service after changes constitutes acceptance of the updated policy.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
- Website: prepaymentcalc.online
Compliance
This privacy policy complies with applicable data protection laws including GDPR and CCPA where applicable.